Acceptance of Terms

By accessing this website, you agree to these Terms and to use the site only for lawful purposes. If you do not agree, you should not use the website or rely on its content.

Opening Summary
Section 01

Acceptance of Terms

By accessing this website, you agree to these Terms and to use the site only for lawful purposes. If you do not agree, you should not use the website or rely on its content.

Section 02

Scope of Services

This website provides general information about insurance selection services for retirees. Any information provided is for general guidance only and does not constitute financial, legal, or insurance advice unless expressly stated in writing.

Operational clause

Fees and Commercial Terms

Any fees, charges, or commercial terms relating to our services will be disclosed separately where applicable. We may decline or suspend any request where required by law, by our internal policies, or where we consider the request unsuitable.

Reference record WIPO
Related condition

User Responsibilities

You must provide accurate and complete information when contacting us or requesting assistance. We may rely on the information you provide and are not responsible for losses arising from incomplete, outdated, or incorrect information supplied by you.

Reference record UN Declaration

All content on this website, including text, layout, logos, and other materials, is owned by us or used with permission and is protected by applicable intellectual property laws. You may not copy, reproduce, or reuse such content without prior written consent, except as allowed by law.

05Clause

Intellectual Property

All content on this website, including text, layout, logos, and other materials, is owned by us or used with permission and is protected by applicable intellectual property laws. You may not copy, reproduce, or reuse such content without prior written consent, except as allowed by law.

06Clause

Disclaimer of Liability

The website and its content are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim warranties of accuracy, completeness, availability, and fitness for a particular purpose, and we are not liable for indirect or consequential loss.

ReferenceSDAIA